B Katha Home loan options and interest rates can at times, be misleading and time consuming as interest rates advertised by banks do not always tell you the full story. At B Katha Home Loans, you will be able to compare hundreds of home loans in a matter of seconds.

Once you find a loan that you think will suit you, one of our representatives will go through your circumstances in further detail to find the most suitable and competitive home loan applicable to you. By doing so, you can rest assured that you have made an informed decision.

The B Katha home loans engine works on the different algorithms that banks and financial institutions use to determine the mortgage products and rates they will offer to different segments. One of the main factors what the mortgage will be used for such as an investment, for your first home or to refinance. This can determine in part the risk factor of the loan which can leads to adjustments when it comes to deposit rates and the associated rate of the loan. The actual property itself (ie house, apartment, townhouse) is also a key variable that financial institutions use to determine what home loan customers are eligible for. In many cases a property valuation by the bank will be needed to finalise the mortgage amount.

There are many other factors that the second step of the B Katha home loan form requests including the type of loan, the full amount and deposit level. Having no deposit can really restrict which financial institutions will offer you a loan and what products are available. The features of a loan can be important of your situation (especially an offset facility) but some ‘no frills’ loans won’t offer them as standard. Overall, its important to be as truthful as possible when providing your details as the lender will require proof of all these factors when it comes to securing the final home loan selected.